FISH INSURANCE= This insurance is devised for fish water fish rearers to cover stock of
fry/ fingerings/fish / breeders of breads
like Rohu, Katla, Mrigal, common carp, Silver carp or any other
recognized breeds. SALIENT FEATURES: (a)
The insurance covers
total loss to the fish due to
accident or disease during the period of insurance . The cover includes loss due ton pollution
poisoning malicious act by third parties
riot and strike. Political loss of any kind is not covered. (b) Flood and
allied risks are covered as an extension on payments of extra
premium. ( C ) The insurance
can be also be extended to cover the fish rearing pond
bunds, sluices etc., against fire and natural calamities on payments of additional premium. (d) Policy is issued
for the rearing period subjects to a
maximum period of 12 months from the date of stocking.
LIFE IRRIGATION/ SPRINKLER INSURANCE: This insurance is suitable for the agriculturist using the lift irrigation or sprinkler installation for cultivation. SALIENT FEATURES: (a) This insurance covers loss or damage to intake well, delivery chambers, jack well, pump house, water storage tank, pipelines, cables , starters and motors of the lift irrigation systems or sprinkler installations arising out of fire, flood, earthquake, landslide , bursting of pipeline and theft. PLANTATION / HORTICULTURE INSURANCE: This insurance is suitable for individual farmer owner or tenant engaged in cultivation of horticultural trees or plantations or an associations organizations and registered body of farmers engaged in cultivation of specified crops. Also bodies registered inputs procuring inputs, processing/ marketing of the produce can take this policy. SPECIAL FEATURES: (a) Horticultural trees/ orchards such as a citrus fruits (orange, lime, sweet lime), grapes, chikoo, pomegranate banana and plantations such as a rubber, eucalyptus, poplar, sugarcane, betelvine , cardomon, sweet chilli, oil palm, teakwood, strawberry, tea , apple and coconut can be covered by this policy. (b) The policy covers loss or damage due to fire, lightning storm and other natural calamities acts of terrorist to fruits in respect of horticultural crops and tree in case of plantations.
LIFE IRRIGATION/ SPRINKLER INSURANCE: This insurance is suitable for the agriculturist using the lift irrigation or sprinkler installation for cultivation. SALIENT FEATURES: (a) This insurance covers loss or damage to intake well, delivery chambers, jack well, pump house, water storage tank, pipelines, cables , starters and motors of the lift irrigation systems or sprinkler installations arising out of fire, flood, earthquake, landslide , bursting of pipeline and theft. PLANTATION / HORTICULTURE INSURANCE: This insurance is suitable for individual farmer owner or tenant engaged in cultivation of horticultural trees or plantations or an associations organizations and registered body of farmers engaged in cultivation of specified crops. Also bodies registered inputs procuring inputs, processing/ marketing of the produce can take this policy. SPECIAL FEATURES: (a) Horticultural trees/ orchards such as a citrus fruits (orange, lime, sweet lime), grapes, chikoo, pomegranate banana and plantations such as a rubber, eucalyptus, poplar, sugarcane, betelvine , cardomon, sweet chilli, oil palm, teakwood, strawberry, tea , apple and coconut can be covered by this policy. (b) The policy covers loss or damage due to fire, lightning storm and other natural calamities acts of terrorist to fruits in respect of horticultural crops and tree in case of plantations.
POULTRY INSURANCE: This insurance
is suitable for the poultry
farmers, the beneficiaries of
scheme sponsored by the DRDA, DPAP, IRDP
and financial institutions providing
assistance to poultry units. SALIENT FEATURES: (a) This comprehensive
policy is issued to cover poultry consisting
of Broiler chicks/ layer chickens/ cooks and hens in the poultry farms.
A minimum number of 100 broilers/ 500 layers
or 200 birds per batch in the
hatchery can be covered under the policy.
(b) The policy provides compensations
for loss to birds due to accident including fire, lighting flood, earthquake etc., diseases contracted
or occuring during the period of insurance . HONEY BE INSURANCE: This insurance covers loss or damage to Hive and Bee colony.
Theft risk in covered only on payment of
additional premium. Sum insured is
based on the cost of Hive and Bee colony as given by State of Central Khadi and
Village Industries Board/ Commission.
The rate or premium is 4% for loss or damage
to Hive/ Bee colony and 6% if theft extension is opted. DOG INSURANCE: This insurance is applicable for indigenous cross
bred or exotic dogs, watch dogs, which sheep dogs and hunting dogs within the age limit of 8 weeks
to 8 years . It covers death due to accident and diseases contracted
during the period of insurance . The diseases such as a rabies, canine, distemper, canine
virus etc., is covered only if the
necessary vaccination certificate is
submitted . The maximum value of any
breed should be not be less than Rs. 200 and maximum value of any dog should
net exceed Rs. 2, 000 each dog.
ANIMAL
DRIVEN CART INSURANCE: This is a comprehensive
policy covering the cart, the
animal the cart driver and third
party liability (both TPPI and TPPD). The premium is 1.40% of
sum insured per annum. The sum insured should include value of the cart and animal. The animal however is
covered against accidental death only. If death due to diseases is to be a covered a separate
livestock policy is to be taken.
HUT INSURANCE: This insurance
applies only to those huts used for dwellings and constructed in rural
areas with financial assistance from
banking/ co-operative/ government institutions. It can also apply to a selected area or cluster of
huts for which proposal be referred to head office. It covers loss or damaged due to fire, explosion of
boiler or gas used for the domestic purpose only, earthquake flood etc.,
GOBAR GAS INSURANCE (INSURANCE OF BIO-GAS
PLANT) This insurance is applicable for khadi and village industries workers artisans IRDP beneficiaries and Scs and Sts and such other identifiable
groups.. It covers loss or damage due to fire , lighting riot, strike, flood, earthquake, subsidence,
landslide (including rockslide) . The sum insured is the value of the plant
(digester + gas holder+ constructions cost) depending on type and cubic capacity.